Rainy Day Program

If you’re like many retirees, even after your income needs have been met and you have a ready reserve account in case there’s emergency, you probably still have money left over.

What are you going to do with it?

  • Give it to loved ones?
  • Donate it to charity?
  • Save it for a rainy day?

Why not all three? There are ways to position this money in the marketplace so that it can be kept safe, accessible and have the opportunity to grow to help you better prepare for this rainy day.

Some of the rainiest days we’ll see are due to poor health – what happens if you become ill, not just for a few days, but for always? What do you do if, like many Americans, long-term care insurance is too expensive to be an option?

This isn’t just A rainy day, this is THE rainy day, and you need the right umbrella because you never know when a storm may hit and you will need more protection.

Family and health are two things you can’t put a price on but would probably do anything to protect. If you find yourself with money left over after you’ve created your retirement income plan, it’s time to discuss how you can best leverage it.

No one can control when a rainy day will happen. But, you can control how much coverage your umbrella provides by creating your complimentary account to watch our educational video and downloading your retirement income toolkit.


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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cratty & Swanson Advisors L.L.C. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Cratty & Swanson Advisors L.L.C., a Registered Investment Advisor in the State of California. Insurance products and services are offered through Cratty & Swanson Insurance Services. Cratty & Swanson Advisors L.L.C. and Cratty & Swanson Insurance Services are affiliated companies. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of California or where otherwise legally permitted. Neither Cratty & Swanson Advisors L.L.C. or Cratty & Swanson Insurance Services are affiliated with or endorsed by the Social Security Administration or any other government agency. This content is for informational purposes only and should not be used to make any financial decisions. Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.

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